Anyone who rents out bouncy castles has a special responsibility. You want to offer your customers a carefree experience, but at the same time cover all risks professionally. A well-coordinated insurance structure is a central component of security and reliability.
Which insurance makes sense varies depending on the type of business you have
Every bouncy castle rental company works differently and that's exactly why the insurance requirements differ. A small business with self-collection needs different insurance than a company that regularly delivers, manages events or uses several modules at the same time. The selection of the right insurance should therefore always be tailored to your actual processes.
Business liability insurance remains essential. It provides reliable protection if people or objects are damaged while using a bouncy castle. Legal protection insurance is also recommended, as it will support you in the event of disputes or unclear liability issues.
However, the basis for any protection is the technical safety of your bouncy castle. Only if a Valid EN 14960 bouncy castle certificate exists, insurance companies accept the service in the event of damage. If this report is missing, there is a high risk that the insurance company will refuse payment. Regular inspections and clean documentation are therefore among the most important components of a professional rental company.
1. Public liability insurance
Business liability insurance forms the foundation of every rental. It applies if people are injured while using a bouncy castle or damage occurs at the event location. It is important that bouncy castles are expressly mentioned in the contract. This protects you in situations that can arise despite careful construction and good support - for example due to unpredictable movements, overcrowding or misconduct by individual users.
A crucial point: The insurance only pays if the bouncy castle complies with the EN 14960 standard valid report is available. Without such a report, the insurance company will often back out in the event of damage. For you this means: documentation and technology must be reliable.
2. Organizer liability for large events
If you not only rent out, but also accompany or set up events, organizer liability insurance can make sense. It covers risks that go beyond the mere use of the bouncy castle. These include company parties, city festivals or club celebrations. Many landlords offer this additional protection if customers plan large gatherings of people or more complex processes.
3. Equipment protection insurance for your bouncy castles
Liability insurance only protects third parties, not your own inflatables. This is exactly where device protection comes into play. It covers costs in the event of cracks, wind damage, vandalism or handling errors. High-quality EU products or large event modules in particular benefit enormously from this. A damaged device would otherwise result in high repair or purchase costs, which quickly become painful in everyday life.
4. Transport and comprehensive insurance for vehicles
If you deliver your inflatables yourself, your vehicles should also be well insured. Comprehensive insurance protects against theft, accidents or glass breakage. Transport insurance also protects the rental material during the journey. This is particularly relevant if equipment is moved regularly or multiple events take place in one day.
5. Legal protection insurance
Questions or points of contention sometimes arise in the rental business. For example, if a customer disputes damages, invoices remain outstanding or liability issues are unclear. Commercial legal protection insurance gives you security because it provides legal support and you are not alone in the conflict.
6. Accident insurance for employees
When your team sets up, supervises or transports inflatables, physical activities are involved. Accident insurance protects your employees in the event of incidents and offers quick help in an emergency. Smaller businesses also benefit from this, because personal contact with customers and children always means responsibility.
Why these insurances are important
A bouncy castle seems light and playful, but behind the operation there are high technical and organizational demands. The EN 14960 standard prescribes clear safety requirements - from material quality to construction, assembly, anchoring and documentation. Only a valid annual report confirms that your bouncy castle meets these standards.
This report is often the most important basis for insurance companies. If it is missing, service is often refused in the event of damage. Two things are therefore crucial for you: professional equipment and clean documentation.
Your partner for a safe and successful bouncy castle rental
A bouncy castle rental requires tested equipment, clear documentation and the appropriate insurance. Whether you have been renting for a long time or are just starting out, we will support you with experience and high-quality solutions. Contact us now and get free advice.
With us you can Buy a bouncy castle and receive tested models with EN 14960 documents and current reports. Our service workshop carries out cleaning, repairs, maintenance and annual inspections.
This means you get all services related to bouncy castles from a single source and have a reliable partner for your rental business.
